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The Biggest Financial Mistakes We’re Seeing in 2026
There’s no shortage of financial advice online right now. Open social media, turn on the news, or scroll through YouTube for five minutes and you’ll hear strong opinions about inflation, the stock market, interest rates,

Your Last Paycheck: What Retirement Really Does to Your Money (And Your Mind)
There’s a moment that happens for most people somewhere in the final weeks before retirement. You’ve done the math. You’ve talked to your advisor. The date is set. And then, quietly, it hits you: this

How Retirees Replace a Paycheck — and Why Getting It Wrong Could Be Costly
Retirement represents one of the most significant financial transitions a person will ever make. After decades of earning a steady income, the moment you retire, that reliable paycheck disappears. What replaces it is not one

The Retirement Risk Nobody Talks About: How Consumer Debt is Quietly Derailing Financial Plans
When most people think about retirement readiness, they think about their 401(k) balance, Social Security timing, or whether their investment portfolio is properly allocated. What rarely makes the list, but arguably should be near the

How the War in Iran Could Impact Your Retirement: What Investors Should Know Right Now
Global events can feel distant—until they begin to show up in your everyday life. The ongoing conflict involving Iran has quickly moved from a geopolitical headline to an economic reality, influencing everything from gas prices

Why a 2% Advisory Fee from Fitzwilliams Financial Can Be Worth It
In a world increasingly focused on “how little can I pay,” it’s fair to ask: Is paying a 2% advisory fee really justified? At Fitzwilliams Financial, we believe the more relevant question is: What are

Three Mistakes Retirees Make When Markets Go Sideways
When the markets roar higher, it’s easy to feel like every decision pays off. But what happens when the economy cools and growth slows down? We may be entering a “sideways” market — one that

Macro Overview/ December 2024
Macro Overview/ December 2024 2024 has been in general a good year for the markets. As we close the year out, there are several headlines we are keeping our eyes on, and we wanted to

Maximize Your Retirement with an Independent Fiduciary Financial Advisor and a Chartered Financial Analyst®
Maximize Your Retirement with an Independent Fiduciary Financial Advisor and a Chartered Financial Analyst® As you approach retirement, navigating the complex financial landscape can feel daunting. Retirement planning is not just about saving; it’s about